Commercial Capital Network

Commercial Financing, Acquisition and Funding Strategies for Bed & Breakfasts,
Country & Historic Inns, Resorts, Campgrounds, Wedding Venues & Other Hospitality Venues

InnFinancing.com and Commercial Capital Network are owned by Richard K. Newman, a nationwide inn consultant, specializing in Commercial Financing & Acquisition/Funding Strategies for Bed & Breakfasts, Country & Historic Inns, Resorts, Campgrounds, Wedding Venues & Other Hospitality Venues.  Rick consults with business owners who wish to restructure debt obligations, but dedicates the majority of his energy helping the next generation of business entrepreneurs and aspiring innkeepers navigate the challenging process to identify and purchase “The Business of Their Dreams.”  

Richard K Newman
Commercial Capital Network Owner & Founder

SBA 7a Rate for qualifying properties and borrowers can be 8.75% Fixed Rate for 24 Months – 25 Year Amortization – No SBA Loan Guarantee Fee for the first $500,000 in Loan Amount

What Clients Say . . .

Lookout Point Lakeside Inn

“Sam and I were one of the lucky ones.  We found Rick right at the start and before hiring any of our other professionals of the great team that helped us buy Lookout Point Lakeside Inn.  While away for Thanksgiving weekend 2016, we huddled in

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North Shire Lodge

“Owning our own business seemed somewhat far-fetched until 2020 turned the world upside down; so we did what any sensible adult would do. In December of that year, we left our jobs, sold our home (and most of its contents) and spent the next 8

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Andon-Reid Inn

“Unquestionably, working with Rick Newman was the single best decision we made as we were pursuing our dream of owning a B&B.  Rick helped us through the complex financing process in today’s challenging environment and was always there for us through the ups and downs.  We

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Mountain Laurel Creek Inn & Spa

“We had spent our entire careers in healthcare and intended to retire from this profession in the not too distant future… then the Covid pandemic hit.  After experiencing several difficult situations, Scott put a lot of thought into what our future could be and convinced

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Abbington Green B&B Testimonial

Abbington Green

“We had been considering buying a Bed & Breakfast for several years.  We stayed at B&B’s regularly and kept our eyes on the market, we also took the opportunity to chat with Inn owners across the country whenever we had the opportunity.” “Then, 2020 and the

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The Aerie B&B Inn

The Aerie

“For many years, we thought about owning a Bed & Breakfast when the time was right. When we reached that point, we set out to learn as much as we could about becoming innkeepers and how to avoid the pitfalls in finding the right property

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Oak Hill on Love Lane

“Rick is a master at helping people finance Inns and B&Bs. What not too many people say is that Rick takes each sale personally and you make a friend for life.  Rick helped me finance Oak Hill On Love Lane in Waynesville, NC last year,

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The Yellow House Bed & Breakfast

“We would not have been successful in achieving our goal of B&B ownership without Rick’s help and guidance. His thoughtful and smart approach consistently kept us a step ahead without overwhelming us, even when significant obstacles appeared. He was persistent and creative partner who focused

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Cornerstone B&B, Philadelphia, PA

Cornerstone Bed & Breakfast

“For more than 25 years, my grandmother (Rick Newman’s Mother) owned the New Hope Lodge in New Hope, PA.  I spent much of my childhood after school with her at the inn watching her work never imagining that one day I would want to own

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Let's Get Started!

Get in touch and begin your journey to “Finding the Business of Your Dreams”

The Prequalified Buyer™ evaluation and designation provide Aspiring Innkeepers a credible way to quantify how much purchasing power they really have as it relates to identifying hospitality properties that best fit their financial qualifications and professional or personal objectives. This certification identifies a person or persons as having submitted, the required proofs and documentation for verification and 

How can I know how much of a loan I qualify for to purchase a B&B/inn?

How do I determine a fair asking/offering price for the inn/s I am considering?

How much do I need to have for a down payment to purchase an inn?

Owner’s Quarters?

Can I really use my retirement funds to open a business without taxes or penalties?

What if my accountant (or lawyer) isn’t familiar with this type of financing plan or isn’t sure it could be done?

What if I have more than one retirement savings account?

Innkeeper & Aspiring Innkeeper Training Workshops

Aspiring Innkeeper One Day Virtual Workshop

October 14, 2023-October 14, 2023
10:00 AM-5:00 PM

The Virtual Seminar is being offered as an alternative to our in-person aspiring Innkeeper sessions. This session covers much of the same material as the One Day Comprehensive Seminar and will help to affirm attendees’ interest in a possible Inn purchase.  The seminar includes six hours of instruction and workbooks. Follow-up consultations can be scheduled individually on a case-by-case basis.
The Virtual Seminar begins at 10:00 AM ET and ends at 5:00 PM ET and will welcome attendee Read More participation throughout the day.  There will be a 60-minute lunch break and the seminar will be recorded and sent to attendees so they can review materials in their own time. The cost of the Virtual Seminar is $149.00.
Instructors: Eben Viens and Guests
Workshop Location: Your Location
Fees: $149.00 per device
Cancellation Policy: Any cancellations received with 21 or more days notice before the seminar will receive a full refund less a $25.00 cancellation service fee. Any cancellation within 21 days prior to the seminar will receive full credit for a future seminar.
Seminar participation is limited to 20 participants to ensure the appropriate level of personalized service you expect.  Seminar registration is on a first come – first served basis and, should the seminar be full, we will advise you immediately and place you on a priority waitlist.
Please do not hesitate to call 877-957-2360 or email us with any questions you may have regarding this seminar and the other services we provide for Aspiring and Current Innkeepers.

Cost: $149
Location: Virtual

Online Registration

Aspiring Innkeeper One-Day Comprehensive Workshop – Lambertville, NJ

November 4, 2023-November 4, 2023
8:30 AM-5:30 PM

The one-day comprehensive workshops include instruction, workbooks, lunch, and personalized consultation (to be scheduled for mutually agreed upon times, dates, and locations). This will be a fast-paced Saturday. We will cover the same material as in the full weekend seminar but without as much time for exercises, questions, and tangents.  If you can’t spare a whole weekend, this is a great alternative. Follow-up consultations can be scheduled individually on a case-by-case basis.
Attendees for Read More the one-day comprehensive workshops should plan on being at the host inn or class site by 8:00 AM on Saturday. We will start at 8:30 AM and run until 5:30 PM. Please call for lodging suggestions if you plan to stay overnight. 
Instructors: Eben Viens and Guests
Workshop Location: Lambertville House at 32 Bridge St, Lambertville, NJ 08530.
Fees: $175.00 for one person and $225.00 for two people.
Cancellation Policy: Any cancellations received with 21 or more days notice before the seminar will receive a full refund less a $25.00 cancellation service fee. Any cancellation within 21 days prior to the seminar will receive full credit for a future seminar.
Seminar participation is limited to 15 participant groups to ensure the appropriate level of personalized service for attendees.  Seminar registration is on a first come – first served basis and, should the seminar be full, we will advise you immediately and place you on a priority waitlist.
Please do not hesitate to call 877-957-2360 or email us with any questions you may have regarding this seminar and the other services we provide for Aspiring and Current Innkeepers.

Cost: $175.00 for one person and $225.00 for two people.
Location: Lambertville House at 32 Bridge St, Lambertville, NJ 08530 Lodging Reservations: 609-397-0200

Online Registration

Future Innkeeper Weekend Seminar – Galena, IL

November 18, 2023-November 19, 2023

The weekend seminar is our premier and most in-depth future innkeeper program and allows for more face time and interaction with your instructors. The weekend seminar package includes group instruction, workbooks, personalized follow-up consultation, meals, and breaks. There is an optional wine and cheese reception on Friday evening; Dinner Saturday night will be an upscale yet relaxed affair, and you are the guests of The B&B Team® for both these events, plus your lunch on Saturday. The Read More cost of your lodging during the seminar is additional, and we have negotiated a preferred rate for our seminar attendees.
In addition to the seminar on starting a bed and breakfast itself, as a graduate, you will be eligible for a personal, half-day planning session with one of us at our office or over the phone/video conference.
Attendees for the weekend seminars should plan on checking in as close to 4:30 PM if they plan to join us for the informal wine and cheese reception. Please plan on departing after 12:30 PM on Sunday.
Instructors: Eben Viens and Hosting Innkeepers
Workshop Location: – Aldrich Guest House – Galena, IL
Upon confirmation of your seminar registration, please make your room reservation. Our preferred lodging option is our hosting property for the seminar, Aldrich Guest House – Galena’s #1 Bed and Breakfast on TripAdvisor. Please book your stay at the Inn, if desired, as soon as possible as there is limited availability.
Each attendee is responsible for booking their room at the host inn by calling the inn 815-777-3323. Please do not book online or through an OTA (Online Travel Agency). Tell Innkeepers or staff that you are with The B&B Team’s seminar to receive the preferred rate. We suggest attendees stay at the host Inn but you are not required to.
Fees: $375 for one person and 475.00 for two people
Cancellation Policy: Any cancellations received with 21 or more days notice before the seminar will receive a full refund less a $25.00 cancellation service fee. Any cancellation within 21 days prior to the seminar will receive full credit for a future seminar. Lodging cancellations will be governed by the Inn’s cancellation policy.
Seminar participation is limited to ensure the appropriate level of personalized service you expect and deserve. Seminar registration is on a first come – first served basis and, should the seminar be full, we will advise you immediately and place you on a priority waitlist.
Please do not hesitate to call or email us with any questions you may have regarding this seminar and the other services we provide for Aspiring and Current Innkeepers.

Cost: $375 for one person and 475.00 for two people
Location: Aldrich Guest House, 900 3rd Street Galena, IL 61036 Lodging Reservations (815) 777-3323

Online Registration

Aspiring Innkeeper One Day Virtual Workshop

December 9, 2023-December 9, 2023
10:00 AM-5:00 PM

The Virtual Seminar is being offered as an alternative to our in-person aspiring Innkeeper sessions. This session covers much of the same material as the One Day Comprehensive Seminar and will help to affirm attendees’ interest in a possible Inn purchase.  The seminar includes six hours of instruction and workbooks. Follow-up consultations can be scheduled individually on a case-by-case basis.
The Virtual Seminar begins at 10:00 AM ET and ends at 5:00 PM ET and will welcome attendee Read More participation throughout the day.  There will be a 60-minute lunch break and the seminar will be recorded and sent to attendees so they can review materials in their own time. The cost of the Virtual Seminar is $149.00.
Instructors: Eben Viens and Guests
Workshop Location: Your Location
Fees: $149.00 per device
Cancellation Policy: Any cancellations received with 21 or more days notice before the seminar will receive a full refund less a $25.00 cancellation service fee. Any cancellation within 21 days prior to the seminar will receive full credit for a future seminar.
Seminar participation is limited to 20 participants to ensure the appropriate level of personalized service you expect.  Seminar registration is on a first come – first served basis and, should the seminar be full, we will advise you immediately and place you on a priority waitlist.
Please do not hesitate to call 877-957-2360 or email us with any questions you may have regarding this seminar and the other services we provide for Aspiring and Current Innkeepers.

Cost: $149
Location: Virtual

Online Registration

Five in Five Virtual Workshop – Five Sessions over Five Weeks


Five in Five Virtual Workshop offers a steady pace of online learning over a period of five weeks. Weekly 2-hour sessions are scheduled to tackle each area of focus, with assignments to be completed between each session. All sessions are considered one-on-one learning experiences with content customized to meet your vision. The start date is scheduled to meet your schedule.

Fees: $1500 – A confirmation and invoice with payment instructions will be sent directly to you upon registration.

Cost: $1500
Location: Your Location

Online Registration

Bed & Breakfast and Country Inn News/Client Blogs

Willy & Shawnie Gruber, Innkeepers

The Inn on Montford in Asheville, NC

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Doug Bagnasco & Jim DeBlasi, Innkeepers

Devonfield Inn, The Berkshires in Lee, MA

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